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Many seniors lack long-term care plans and risk seeing their Golden Years tarnished
By Deborah L. Shelton
CHICAGO — Living at home is no longer a safe option for Anna Vitko, who has been in and out of the hospital at least six times since June.
She’s unsteady on her feet and has battled numerous health problems, including diabetes, congestive heart failure and chronic obstructive pulmonary disease. Her son shares a home with her in Cicero, Ill., but even with his help and the assistance of a part-time caregiver, she has not been able to manage.
Like many seniors, she cannot afford to pay for long-term care on her own. Medicare covered her care in a skilled nursing facility for 100 days only, and her Medicare supplementary insurance has run out.
Vitko, 83, knows she is better off in the nursing facility and would like to stay there.